What Causes Brain Freeze?
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What Causes Brain Freeze?

Have you ever had “Brain Freeze”? – also known as a ‘driller,’ a ‘shake ache’ or an ‘ice cream headache.’ Being the curious person that I am, I wondered what caused this. Since I am known as the ‘go to’ guy, I just had to figure it out. So I…


Why some credit cards shouldn’t be “in your wallet”….

As I have shared in the past, your credit score effects how much you pay for car insurance and homeowners insurance, and it determines the interest rate you will have for your car payment, your mortgage, credit cards and the list goes on and on. As you can see, having…


Are you underestimating the power of tax deductions?

Do you ever have question’s about tax deductions? I strongly recommend that you get yourself hooked up with a tax professional. For most people, the amount they will save you will be far more than the amount they will charge you. The most frequent tax question that I get asked…


What a nightmare!

I know I shared many tips on identity theft and the prevention of it. This is such a terrible crime, especially if you become a victim of it. That is why I spend time on it. So here is another scam to beware of. Most of us take the summons…


Are you paying this much Interest on your Taxes?

During tax time I see all kinds of companies that advertise about paying you in advance for your income tax refund check. It seems like these are OK deals until you get out your trusty old calculator. I bet you thought loan sharking was illegal didn’t you? Well, I thought…

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Are you giving the Government an Interest Free Loan?

Did you know that the government could help pay your house payment each month? Here’s how itworks. The taxes and interest you pay on your home are tax deductible. If you pay $1,000 in interest and $200 in real estate taxes each month, because of the deductibility, the first $1,200…


What’s The Secret To A ‘NO Closing Cost Loan’?

Did you know that one of the popular loans right now is the 30 year fixed ‘no closing costs loan’.┬áSome lenders want you to think it’s a magic trick. Today I’m going to reveal to you how it’s done. Here’s how it works. The loans come at a slightly higher…


Do You Know The Universal Default Clause?

Credit card companies do a great job disclosing all of their terms and conditions; even though it’s in a hard to read font and very technical language. But failing to understand those terms can be costly. Most people know that when your bill arrives, it needs to be paid on…



What do you love about the 4th of July holiday? If your answer is fireworks, here is a guide to fireworks throughout NJ! We also have local parades and some fun trivia about the holiday. Have lots of fun, be safe and don’t forget the sunblock this weekend! Fireworks calendar…


Lost your Wallet?

Welcome to part two of our identity theft prevention series. Thanks so much for all of the positive feedback you gave me from last week. I can tell by all the responses that you are becoming aware of just how big a problem this is, and how much of a…

Come to find out, it shouldn't be called 'brain freeze' at all, it should be called 'brain meltdown.' When a cold object touches the roof of your mouth, the blood vessels quickly contract in an effort to prevent loss of body heat. As the coldness recedes, the blood vessels relax again, quickly increasing blood flow to the brain. This sudden release is what causes the intense headache sensation.